It is never a good idea to leave an account open as monthly maintenance fees will continue to appear on the account. Any funds that are left in the account will be forfeited to the state. Generally, an account that is left open will be dissolved within 3-5 years. What happens if I don’t close my bank account? Beware of any other maintenance fees or overdraft fees that appear after you’ve closed your account. You will be subject to a $25 fee if your account has not been open for 90 days.

Does Chase charge a fee for closing an account? Although a photograph or photocopy will work in most cases, the company reserves the right to refuse assistance if the documentation doesn’t match their procedures. If you’re managing someone else’s account after death you will need the proper documentation to access the account. Yes, or at least a legible photocopy of one. If I need to close an estate account, will I need a death certificate? Withdraw most of your funds, make sure there’s no pending balance, and wait for all debit card transactions to clear. Just remember to prepare for the closure. If you feel more comfortable doing it in person, visit a Chase branch. For the sake of convenience, you can call or close your account online. Closing TimeĪs you can see, Chase provides many good methods to discontinue your account with them. Your account will be closed within the next 24 hours. They will ask for your personal information and help you understand the process. Once you’ve reached an operator, explain that you wish to close your account. Get your checkbook ready for account information and your social security number. Before you call, prepare all the information you will need. Close Your Account by PhoneĬhase’s customer service hotline is available 24 hours a day, and the number to call is 1-80. Your account will be closed before you leave the branch. The account manager can help you settle that as well if needed.

Also, be aware that you can’t close an account with a pending balance. Make sure to ask questions about your remaining balance and any potential charges. The account manager will talk you through the steps needed to close your account.

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